CHAPTER XLIV.

CHEAP LODGING HOUSES.

Eve of the Great Derby Race--Visit to Westminster--Lodging House of Jack Scrag--_Four-Penny_ Beds--Unpleasant Bed-Fellow--Attacking the Enemy--A Lucky Escape--Crowded Buildings--Eminent Philanthropists--Model Lodging Houses--Munificent Gifts--George Peabody's Statue, 615