Chapter 17 of 17 · 11438 words · ~57 min read

CHAPTER XIII

YACHT INSURANCE

BY G. L. BLAKE

A book on yachting would not be complete without a few words relating to yacht insurance. There are hundreds of owners who never think of taking out a Marine policy on their boats, simply because they do not know how easy it is; twenty-five years ago indeed only a few insured because it was not generally understood that Lloyd's Agents were willing to underwrite their names against all yachting risks. All yachts should be insured, and therefore the writer will endeavour to explain some of the special clauses contained under a yachting policy.

The ordinary form for a Marine policy, printed and supplied by Government prior to August 1887, is in the main only suitable for merchant shipping; hence clauses have to be added to make that form of service in the case of yachts. Thus the time and dates between which the policy is to hold good must be stated, after which should come what may be called the--

No. 1 Yachting Clause, taking in the following conditions under which Lloyd's hold themselves liable. It runs thus:--

In port and at sea, in docks and graving docks, and on ways, gridirons, and pontoons, and / or on the mud, and / or hard, at all times, in all places, and on all occasions, services and trades whatsoever and wheresoever, under steam or sail, with leave to sail with or without pilots, to tow and assist vessels or craft in all situations, and to be towed, and to go trial trips. Including all risks and accidents arising from navigation by steam or otherwise. To include the risk of launching.

No. 2 Yachting Clause should allow the yacht to 'touch and stay at any ports or places whatsoever and wheresoever, and for any and all purposes.'

The No. 3 Yachting Clause makes the liability cover the hulls, spars, sails, materials, fittings, boats (including launch, steam or otherwise, if any), &c.

The No. 4 Yachting Clause is a promise to return a certain sum for every fifteen consecutive days cancelled, and for every fifteen consecutive days laid up dismantling, overhauling, repairing, altering, or fitting out.

No. 5 the Collision Clause.

No. 6 the Twenty-pound Clause.

No. 7 the Prevention Clause, No. 1.

No. 8 the Prevention Clause, No. 2.

With regard to the main clauses of the original Government form, it will be specially noticed that not one makes it necessary for the owner or skipper, or whoever may be in charge of the yacht, to be the holder of a Board of Trade Certificate. Then, after enumerating all the perils from which a vessel may run the risk of total loss, the form finishes up by stating that where only partial damage takes place, the underwriters are ready to pay an average for the repair of such damage at the rate of 3 per cent. That is to say, supposing a 10-tonner is insured at 900_l._ and she splits her mainsail and carries away her mast, which in its fall smashes up the boat, the policy will cover up to 27_l._ of the average value only, and the difference between that and the true value will become a loss to the insurer. This is known as the Average Clause.

To enable the insurer to claim on a partial loss to the full amount of that loss the Twenty-pound Clause is added, and for this in all policies over the value of 700_l._ a small extra premium has to be paid. This clause is decidedly in favour of the man who insures a large yacht, but is of little use to the owner of a small craft. In the first place, it leaves the underwriters liable only for losses above the value of 20_l._ and nothing under. It must be remembered that the general casualties on board a cruising yacht, _when cruising only_, are the carrying away of a bowsprit or topmast, the splitting of a topsail or spinnaker jib, and the whole lot would have to come to grief in a 10-tonner, for instance, before the owner would find his bill for damages sufficiently large to present to the underwriters for payment. With a 60-ton yacht it would be otherwise, as a topmast and topsail would alone run into 20_l._; so it follows that the larger the yacht the more advantageous will be the addition of the Twenty-pound Clause, since the less will be the difficulty to make out a claim for a sum above that amount.

In a small 5-ton yacht for which the policy need not exceed 500_l._, the addition of this clause naturally lies in favour of the underwriters, for it is next to impossible for the yacht to receive such damage as will necessitate the outlay of 20_l._ to put her all to rights again. That is, such a catastrophe as must happen to oblige such an expenditure does not occur to one small yacht in a thousand, unless it brings with it at the same time very nearly, if not altogether, total loss. Some agents, however, are willing to lower the twenty and make the clause ten pounds, but of course this risk will mean again a slight extra payment. It is better for the small yacht-owner to pay for a ten-pound clause than have an extra clause which will be of no practical use to him.

The No. 1 Yachting Clause contains some very useful matter. A few years ago, for example, a 20-tonner left by the tide high and dry on the mud at one of our West of England ports, with a leg at each side to support her (her copper required cleaning), fell over and was considerably damaged. On the owner, who had insured his yacht at the beginning of the season, claiming for the damage she had sustained, the claim was disallowed, and after the powers that be had been invoked, the case was given against the owner, the accident not having taken place on the high seas. The form under which the 20-tonner was insured could not have contained the No. 1 Yachting Clause, otherwise the claim would have been in favour of the owner. All contingencies of that kind are met under this clause.

The No. 2 Yachting Clause allows the yacht to voyage to any part of the world and over any seas.

The No. 3 and No. 4 Clauses explain themselves.

The Collision Clause is a very necessary addition to all Marine policies. In case of a collision with another vessel, although the yacht may be in fault, the underwriters are liable under the clause to pay up to three-fourths of the value of the policy towards the repairs of the damaged vessel or the general repairs. The writer has a policy before him for 1,000_l._ with the Collision Clause inserted. Let it be supposed that the yacht for which this policy was taken out has run into another vessel, which has received damage to the amount of 800_l._, then the underwriters are responsible up to the amount of 750_l._

Collisions with piers or the removal of obstructions do not come under this clause, and if thought worth insuring against, have to be freed by what has been termed in this notice No. 7, or the Prevention Clause No. 1. This clause enables the insurer to claim for the fourth quarter over and above the three quarters for which the underwriters are liable under the Collision Clause. It will enable him to hand over the business and cost of raising and removing from a fairway, for example, any vessel that he may have sunk through collision with his yacht, or repair any piers that may have been damaged through contact with the boat. Few, however, have this clause inserted in their policies, as so small a risk can safely be borne by an owner.

No. 8, or the Prevention Clause No. 2, only concerns yachtsmen who race their vessels. Its correct title is 'The Racing Clause.' This wipes out those few words from the policy that free the underwriters from all liability in the Twenty-pound Clause, and makes them responsible for total or other loss, should such take place, while the yacht is in the act of racing; for no simple policy or ordinary form provides against '_racing risks_.'

The above remarks refer to policies of insurance on yachts of all sizes; the following will be interesting to the owners of small craft, as giving the average premiums that should be paid under the several conditions named.

For a 250_l._ policy covering five months, two guineas per cent. This policy should include the Twenty-pound and Collision Clauses.

The Protection Clause to cover five months should be added for the payment of 5 per cent. extra.

The Racing Protection Clause covering a similar length of time should be inserted at the rate of 10 per cent. extra.

A laying-up policy freeing the owner of all risks during the winter months should cost 6_s._ 8_d._ or about that sum, for a policy worth 350_l._ This policy will cover risks from fire, falling over, and all such accidents as may take place whilst a yacht is hauled up in a yard or elsewhere.

A laying-up policy to cover the winter months ought to be obtained at the rate of 2_s._ 6_d._ to 5_s._ for a like policy of 350_l._ This policy will cover all risks that may be incurred by a yacht laid up, dismantled, and left at her moorings, such as from fire, dragging ashore, being run into, &c.

Of course insurances differ as to the amount of premium to be paid according to the age of the yacht, her size, and the amount of the policy. Thus for a 100_l._ policy on an old worn-out 5-tonner, to cover summer sailing risks, as much as 5 per cent. has been paid, while for a 150_l._ policy for an old but well-kept-up yacht of a similar tonnage, 50_s._ has been the premium covering the five summer months.

In conclusion, it may be as well to mention that on no account is it a wise plan for the yacht-owner to insure his vessel for a less amount than her full value, including gear, furniture, such valuables as he keeps on board, stores, &c. There are times when, a yacht having suffered partial disablement, the underwriters may propose a composition, owing to there having been no fixed expense incurred in carrying out the repairs. Should a certain sum be agreed upon, and the owner happen to have only insured for a portion of the yacht's true value, whatever ratio that portion bears to the actual value, as laid down by him to the agents, will be deducted from the sum given as compensation. For instance, a friend of the writer insured his small yacht for 200_l._, her true value as given in by him at the time to Lloyd's agent being 250_l._ During the season, owing to a heavy gale of wind, she dragged her anchor, and, no one being on board, was picked up out at sea by a fishing-boat and towed back a derelict. The owner agreed to accept 25_l._ in compensation for the expenses incurred; but he was astonished when the amount handed over to him only proved to be 20_l._ On going into the matter, he was told that he had undertaken a fifth part of the risk on the yacht himself, in that he had insured for 200_l._, the yacht's real worth being 250_l._, and therefore he would have to bear a fifth part of the expense; and since he had agreed that 25_l._ was sufficient compensation, so the underwriters could only be liable to the amount of 20_l._ The case was brought into court and judgment given in favour of the underwriters. The yachting clauses described above are inserted on the usual Marine policy form, and the yacht insurer cannot do better than have the clauses as given in this chapter inserted in any policy form he may accept.

Attempts have been made from time to time to launch a Mutual Yacht Insurance Company, by which yachtsmen would be able to undertake their own risks by mutual co-operation and without reference to Lloyd's; but there are points, where a system of mutual insurance may benefit householders, who may be said to be localised, which would create difficulties almost sufficient to prevent any general Mutual Yacht Insurance from covering its expenses. The changes that occur in yacht-ownership are very many and frequent, and it must be often the case, that when a yacht-owner ceases to be such, any interest he may have had in a Mutual Insurance Company would have to cease too. Such changes rarely take place among the members of a Mutual House Insurance Company, and it thrives accordingly; but the constant shift of ownership, which may be seen annually by anyone who will take the trouble to study the 'Yacht List,' would surely prove a serious drawback to a Mutual Yacht Insurance Company.

In localities like the Clyde, however, where a yacht is almost as great a necessity as the possession of a stone frigate (house ashore), there seems no reason why Mutual Insurance among the local yacht-owners should not do well and prove a most successful undertaking; but then great judgment would have to be exercised as to the kind of risks such a company should incur, and many would have to be excluded, which Lloyd's agents up to the present time have been very willing to accept, such as the insurance of all yachts whose crews do not live on board while in commission, and the like. If the above remarks prove of use as well as interesting to yacht-owners, it must in justice be said that the writer is much indebted for the kindly help given him by his friend Mr. York, the secretary of the Royal Clyde Yacht Club, when compiling the information given.

INDEX TO THE FIRST VOLUME

Accommodation in a yacht defined, 363

'Active,' used by Froude in experimenting on the resistance of ships through water, 86

'Ada' (2-1/2-rater), 231, 232; (5-rater), 234

Adams, W., of Greenock, his iron horse for yachts, 391

'Adèle' (5-tonner), 328

Admiralty, the, build the cutter 'Trial' (1790) and the brig 'Lady Nelson' (1797) with three sliding keels, 104

Adriatic, the, yachting in, 38

Advertisements and cards of races, 153, 154

Æschylus, quoted, 39

Ahl, the moorlands of, 309

Ailsa, Marquis of, owner of 'Titania,' 47, 82

'Alarm' (193 tons), 22, 52, 73, 110, 111; (243 tons), 116

'Albatross' (118-tonner), 20

'Albertine' (153 tons), 113

Alderney Race, 402

'Alerte' (E. F. Knight's), yawl, 299, 300, 301; commissariat, 305; cooking on board, 306

Algiers, wreck of the 'Alouette' at, 333

'Aline' (216 tons), construction, 111; successes, 112, 113, 115, 116; race against the 'Livonia' for the Prince of Wales's Cup in 1871, 126; and 1872, 132; 136, 141; her lifeboat, 206; dimensions and sail-plan of cutter, 208

Allan, Messrs., owners of the 'Nora' (5-tonner), 346; and of the 'Doris' (5-tonner), 354

Almanac for the Solent Racing, King & Co.'s, summary of racing rules in, 151

'Alouette' (5-tonner), dimensions of, 332; wreck, 333

Aluminium, as a material for yacht-building, 80

'Alwida' (5-rater), 241, 242, 246, 372

America, adoption of centreboards in, 102, 103, 105; centreboard v. keel, 106

'America,' American schooner, her début in English waters, 12; characteristics of her build, 74; sails, 74; epoch-making vessel in yacht-designing, 75; in the race round the Isle of Wight for the Royal Yacht Squadron 100_l._ cup, 110

America Cup, 107; first competition for, 110; holders unduly favoured, 111; the 1870 race, 124; the 1871 race, 129

America, North, the eastern seaboard of, 21; schooners and crews employed in the coasting trade, 21; as a cruising ground, 37

American pre-eminence in yacht-building, 11

Ames, L. M., owner of the 'Atlantis,' 141, 230

'Amphitrite,' schooner, 109, 144

'Amy' (72 tons), 116

Anchors, yacht, 218, 382-384

'Anemone,' yawl, E. Liddell's, 141

Aneroid, the, 312-314, 321

Anholt, Island of, 314

Apenrade, 309

'Aquiline' (55 tons), 113

Arabin, Mr., 230

'Archee' (5-rater), 241, 242, 563

Archer, Colin, of Christiania, 344

Ardglass, 401

'Arethusa,' Stuart Lane's cutter, 141

'Arrow,' the original, 52; her dimensions, 71; bought and altered by T. Chamberlayne, 73; 110, 134, 330, 331

Ashbury, James, has the 'Cambria' built, 115; refuses the second race against 'Sappho,' 124; brings out the 'Livonia' schooner, 126; 131

Ashes, black, for removing varnish, 379

Asia Minor, cruising off the coast of, 400

Assheton-Smith, T., characteristics of his cutter 'Menai,' 73

'Atlantis,' L. M. Ames's yawl, 141

'Aurora,' in the race round the Isle of Wight for the Royal Yacht Squadron 100_l._ cup, 111

Australia, voyage to, time occupied by 'Sunbeam' under sail and steam, 26; racing and cruising on the coast of, 399

'Avadavat' (2-1/2-rater), 246, 247

Average clause, Insurance, 408

Azores, the, 38, 43

'Babe,' the (2-1/2-rater), 241, 243-247

Baden-Powell, W., his designs for the 'Diamond' (5-tonner), 61-64; 331

Bags for clothes on a voyage, 392

Bahamas, the, 38

Bainbridge, Captain, R.N., 141

'Bairn' (2-1/2-rater), 246, 250

Baldwin, Mr., of New York, 116

Balearic Islands, 38

Ballast, gradual abolition of shifting, 77; for a yacht's sailing boat, 205, 206, 208; for yachts, 302, 303

Baltic, cruising in the, 37, 308; interest and pleasure of, 309; the voyage from England, 309; character of the coast scenery, 309; the coast of Denmark and its people, 310; coasting in a small craft, 310; bad weather, 310, 311; shallow craft advocated, 311; consulting the aneroid, 312; fishermen, 313; character of vessel for cruising in, 314; old P. & O. lifeboat, 314, 315; use of leeboards, 316; advantage of leeboards over centreboards, 317, 318; boats suited for, 319; running for a port in a storm, 320; use of the drogue, 321

Bangor Bay, Belfast, 401

Bantry Bay, 401

Barbados, 38

'Barbet' (10-rater), 251

Baring, E. (afterwards Lord Revelstoke), 140

Baring, General, 237

Barking Outfall, 223

Barometers, 312-314

'Barracouta' (3-tonner, 1860), 328; yawl (5-tonner, 1874), 329

Barrow, Mr., hon. sec. Island Sailing Club, 237

Barrow-in-Furness, 76, 401

Batthyany, Count E., brings out the 'Flying Cloud,' 116; and the 'Kriemhilda,' 134; (Prince) his share in starting the Y.R.A., 146; his 'Drina,' 232

'Beagle,' H.M. brig, rig of, 29

Beam, appreciation of the value of, 65, 93

Beauclerk, W. A., 243

Beaufoy, Colonel, his experiments in towing bodies through water, 83

'Bedouin,' 179, 180

Beds, yacht, 385

Belfast, 373, 401

'Bella Donna' (119 tons), 78

'Bell's Life,' cited, 55, 56

Belvidere yard, the, 232

Bembridge, 403

Bembridge Regatta, 351

Bembridge Sailing Club, 229, 239, 248

Bennett, Gordon, 115, 117, 131

Bentall, E. H., builder of the 'Jullanar,' 88; and of the 'Evolution,' 90

Bermuda, 38

Berthon collapsible boat, the, 304

Berthon dinghy, the, 398

Berthon's paint, 399

Biscuits, ship's, 305

Bishop, Mr., builder of the 'Barracouta,' 328

Black & Co. (late Hatcher & Co.), 245

Black ashes for removing varnish, 379

'Black Maria' (American sloop), 106

Black, Mr., 246

'Black Pearl,' cutter of, midship section of, 200; sail-plan, 203; description of, 206; dimensions, &c., 208

Black priming varnish, 377

Blackwater River, Essex, 88

Blake, G. L., on 5-tonners and 5-raters in the North, 322 _et seq._; owner of the 'Cyprus' (5-tonner), 347; on yacht insurance, 407 _et seq._

'Bloodhound' (1874), built without fittings, 82

'Blue Bell' (170 tons), 113, 114; (5-rater), 233, 234

'Boadicea' (378 tons), 139

Boag, Mr., 335

Board of Trade certificates, 408

Boats, yacht's, 187 _et seq._; 303

Booth, Sir Robert Gore, 76

Boston, New England, centreboard building at, in 1774, 103

Boutcher, E. (owner of the 'Fiona'), 140

Brassey, Lord, on ocean cruising, 18 _et seq._; his voyages, 18; distances sailed, 20; vessels in which he voyaged, 20; on American models, 22; on steam versus sailing yachts, 23; on sailing yachts with auxiliary steam power, 24; record of voyages made by 'Sunbeam' under sail, steam, and sail and steam, 26-29; calculation of time under sail and under steam in ordinary cruising, 28; on the question of rig, 29; his personal experience of yachting, 30-36; on the 'Eothen' from Queenstown to Quebec, 30; on the 'Sunbeam' in a storm off Flamborough Head, 31-33; on the overmasting of the pleasure fleet, 33; in a long gale on the 'Sunbeam' from Nassau to Bermuda, 34; a dirty night on board the 'Sunbeam' between Honolulu and Japan, 35; on the pleasures of navigating a yacht, 36; his first navigation charge, 37; on seamanship, 37; on pleasant cruising grounds, 37, 38; on the love of the sea, 39

Bridson, Mr., 78

Bristol Channel, 43

'Britannia,' H.R.H. the Prince of Wales's (151.13 Y.R.A. rating), loss of three masts by, 10; victorious career, 11; rate of speed, 15; 22, 23, 59; sketch of her cutwater, 60; dimensions, 69; 77; fittings, 82; plan of general arrangement, 84; 179

British sailors, character of, 296

Brixham, 403

Broadwood, Thomas, his 'Witchcraft' (240 tons), 113

Bronze, manganese, for plating purposes, 79

Brooke, Rajah, his 'Royalist' (schooner, 45 tons), 21

Brooks, Samuel, R.N.A.V., 43, 44

Brushes for varnishing, 378

Buchanan, John Cross, his 'Wave' fixed with a metal keel, 53

Buckley & Sherlock, builders of the 'Lorelei' (5-tonner), 344, 345

Bucknill, Colonel, designs the 'Thalassa,' 228; and 'Quinque,' 242

'Bud' (2-1/2-rater), 251

Burgess, Edward, American boatbuilder, designs a keel-boat, 106

Burlings Light, 45, 46

Bute, 38

'Buttercup' (1880), character of build, 58; her excellent record, 59

Buying a yacht, advice concerning, 375; probable annual cost, 375; expense of crew, 375; cost of sails, gear, &c., 375; best men to buy of, 376; places to buy at, 376; caution in early days of ownership, 376

Byrne, St. Clare. _See_ St. Clare Byrne

Byron, quoted, on the sea, 39

Cadiz, 45

Calais, character of the sea near, 365

Caledon, Earl of, 141

'Calluna,' the Clyde champion, 23; her dimensions, 69, 71

Calshot, racing at, 227

'Cambria,' schooner, and the America Cup, 111; wins the race across the Atlantic in 1870, 115, 124; 116, 119, 120, 122; her races against the 'Sappho,' 123; eighth for the America Cup in 1870, 125; 131

'Camellia' (5-tonner), 333; dimensions, 334; matches with 'Freda,' 341-343; 349

'Camilla' (2-1/2-rater), 244, 245, 247

Campbeltown, Cantyre, 369, 400

Camper & Nicholson, Messrs., of Gosport, 20; build the 'Aline,' 111; the 'Blue Bell,' 113; 115; the 'Gwendolin,' 119; 134, 135, 139, 140, 144

Canoe of the South Seas, the, 361

Cape de Gata, 38

Cape La Hogue, 402

Cape St. Vincent, 45

Cape Spartel, 45

Cape Verdes to Rio, from, time occupied by 'Sunbeam,' 26

Capstans, improvement in, 81

Card, the race, 154

Carlingford Lough, Ireland, 215; phenomena of the wind in, 215; as a cruising ground, 401

Carroll, R. P. owner of the 'Navahoe,' 23, 151

Castle Yacht Club, 227, 229, 237, 238, 241, 244, 247

Castletown, Isle of Man, 401

Cattegat, the, 42, 308, 314

Caustic potash for removing varnish, 379

Cecil, the late Lord Francis, owner of the 'Chittywee' (3-tonner), 141, 371

Cedar fittings, 81

Centreboards, origin of, 102; American, 103; dagger boards, 103; early form, 103; Lord Percy's boat in 1774, 103; at Deptford, 104; general adoption of, in America, 105; application to English racers, 105; battle of centreboard _v._ keel, 106; to a cutter, 199-201, 219

'Cetonia' (203 tons), 136, 137, 141

'Challenge' (20-tonner), 338

Chamberlayne, Tankerville, owner of 'Arrow' (5-tonner), 330

Chamberlayne, Thomas, buys and alters the original 'Arrow' (84 tons), 73

Champy, Bescoit, his 'Diane' (98 tons), 117

Channel, English, as a cruising ground, 37

'Chazalie,' 24

China clipper ships, the, 77

'Chipmunk' (2-1/2-rater), 231, 232, 236

'Chiquita,' 180

'Chittywee' (3-tonner), 230, 371

Christiania, 42, 44

'Christabel,' 114

'Christine' (40-tonner), 333

Cimbrian Peninsula, 309, 310

'Circe' (123 tons), 113, 114

Civita Vecchia, 38

Clarke, Mr., owner of the 'Satanita,' 23, 230, 232

Clayton, Colonel Fitzroy, 146

Clayton, C. P., 66, 96, 101, 227, 234, 243, 247, 372

'Clio' (5-tonner), 335

'Clotilde' (5-tonner), G. L. Watson's first racing yacht, 88

Club and open matches, 152

Clyde, estuary of the, yachting in, 38; the China clipper ships, 77; yacht-builders, 83; wind-force, 174; early appreciation of small racing craft, 324; sea disturbance at, 366; 5-raters, 371; racing in the, 374, 400

Cochrane, Blair Onslow, hon. sec. Bembridge Sailing Club, 239

'Cockatoo' (2-1/2-rater), 251

'Cock-a-Whoop' (2-1/2-rater), diagram of her lines, 234; 235, 241, 244; (5-rater), 233, 234, 235

Collapsible boat, Berthon, 304

Collision clause, Insurance, 410

'Colonia' (American keel boat), 69, 106

'Columbia,' American centreboard schooner, beats the 'Livonia' in the first match for the race for the America Cup in 1871, 129; and in the second, 130; breaks down in the third, 131

'Columbine' type of racing cruisers, 147

Commissariat for foreign cruises, 304, 305

'Condor' (129 tons), 116

Cooking on a yacht, 306, 307

Coolin Hills, Skye, 215

'Coquette,' 248

'Cordelia' (18-ton schooner), 331

'Corinne' (162 tons), 136

Corinthian deep-sea cruising, 41; difficulties in the way of amateurs undertaking long voyages, 41; voyages of the 'Hornet,' 42; cruise of the 'Hornet' in 1879, 43; in 1880 and 1881, 44; expense of amateur crew, 47; precautions in handling crew at sea, 48; privileges of, at regattas, 157

'Corisande' (yawl), wins the Commodore and Vice-Commodore cups of the Royal Victoria Yacht Club in 1872, 134

'Cormorant' (2-1/2-rater), 232

Corsica, 38

'Cosette' (2-1/2-rater), 233, 237, 244

Cost, annual, of a yacht, 375, 376

Cowes, 11, 112, 113, 119, 121, 127, 133, 134, 136, 141, 143, 144, 226, 403

Cox, F., 146

Cox, Miss, 228, 236, 244, 247

Craig, Mr., part owner of the 'Camellia' (5-tonner), 335

Cranfield, Lemon, skipper of the 'Miranda,' 140

Crawford, A. F. S., his 'Squall' (5-rater), 254

'Creole' (40-rater), her dimensions, 66-68

Cruiser, a sailing, of 10,000 tons, speculative career of, 15, 16

Cruising grounds, 37, 38, 399-405

Cruising, precautions to be observed on unknown coasts, 404, 405

Cumberland Sailing Society in the Thames, 104

'Cumberland,' Commodore Taylor's, with five sliding keels, 305

'Currytush' (3-tonner), 354, 371

Cutters, modern racing, 14, 198

Cuxhaven, 315

'Cyane' (5-rater), 251, 253, 254, 372

'Cygnet' (35 tons), plan of, 54

'Cymba' (Queen's Cup winner, 1857), 20; her dimensions, 76

'Cynthia' (H.M. sloop), 104

'Cyprus' (5-tonner), dimensions and lines of, 346; fittings, 347, 348; her voyage from Scotland to Plymouth, 349-351; racing performances, 351, 352; on Lake Ontario, 352; compared with 5-raters, 356; 380, 387, 398

'Czarina,' 24

'Dacia' (5-rater), her 1892 certificate, 169; 251, 253, 254, 255, 372, 373

Dagger-boards, 103

'Dancing Girl,' 248

Danish Islands, 42

Danske fishing-boat, 311

Dartmouth, 8, 43, 44, 45, 403; sea disturbance at, 365, 366

'Dauntless' (336 tons), loses the race across the Atlantic, in 1870, 115; 117, 124; third in the race for the Emperor Napoleon III.'s Cup, 118; 119, 120, 121, 129, 131; in the race for the Prince of Wales's Cup in 1872, 132

'Dauntless' (ketch), wins the first prize in the Royal Yacht Squadron Jubilee race, 141

'Dawn,' the, 47

'Decima' (10-rater), 171, 177, 179, 180, 183, 184, 186, 233, 241, 245

Deck-houses, 23

'Dee Dee' (1/2-rater), 246, 248

'Deerhound' (40-rater), her dimensions, 66-68

'Delvin' (5-tonner), 367

Denmark, 44; pleasant cruising coasts of, 310

Denny Brothers, Messrs., of Dumbarton, 87

Deptford, centreboards built at, in 1789, 104

Designer, duties of a, 151

'Diamond' (5-tonner), tables and diagrams showing length and displacement, 61-63; 331, 332

'Diane' (98 tons), 117, 118

Dickenson, Mr., of Birkenhead, builder of the 'Wyvern' (6-tonner), 325, 328; of the 'Naiad' and 'Pastime' (10-tonners), 327; of the 'Adèle' (5-tonner), 328

'Diligent,' 47

Dinghies, 303, 318, 398

'Dis' (10-rater), 180, 230, 231, 232, 233, 241, 245, 252

Dodd, Edward, R.N.A.V., 43

Dogfish, 191

'Dog-legged' sternpost, 57

'Dolly Varden,' Ratsey's, 232

'Dolphin' (2-1/2-rater), 180, 241, 243, 247

'Dora,' G. L. Watson's centreboard, 59, 105

'Doreen' (10-rater), 171, 177, 179, 180, 183, 184, 186, 251, 252

'Doris' (5-tonner), tables and diagrams showing length and displacement, 61-63; 81, 233; her dimensions, 354; her matches with 'Jenny Wren,' 354, 355, 359

'Dorothy' (5-rater), 234

Douglas, Isle of Man, 401

Douglas, Mr., 123

'Doushka' (1-rater), 251

Dowell, Admiral Sir William, 44

'Dragon' (20-rater), 80

'Drina' (10-rater), 232

Drogues, use of, 320, 321

Du Bowlay, Captain, 248

Dublin Bay, small yacht racing in, 325, 326

Dudley, Lord, owner of the 'Dacia' (5-rater), 253, 254, 255, 373

Dudley, Tom, sails the 'Camellia' in her matches with 'Freda,' 344

Dufferin, Lord, his adoption of sailing yachts with auxiliary steam power, 24

Dunraven, Earl of, his efforts to bring back the cup from America, 11; his 'Valkyrie,' 23; on international yachting, 69, 111; on the rating rules, 167; 235, 241, 242, 253, 254; owner of the 'Alwida,' 372

Duppa, George, 113, 114

Eastern Archipelago, the, as a cruising ground, 38

Edwards, Mr., 113

'Egeria' (153 tons), 112; wins the Queen's Cup at Cowes in 1865, 113; second in R.T.Y.C. race from the Nore to Dover in 1866, 114; 115, 116, 117; second in the race for the Emperor Napoleon III.'s Cup, 118; classed as a standard or test vessel, 119; wins the Channel Match of the R.T.Y.C, 120, 121; wins the Prince of Wales's Challenge Cup, 122; beats the 'Livonia,' in the Thames, 126; in the race for the Prince of Wales's Cup in 1872, 132; in 1873, 835; and in 1874, 138; wins the Queen's Cup at Cowes, 134; 135, 136, 137; her race against the 'Seabelle' in 1875, 138; in the race of the Jubilee year, 140; the most successful of the schooners, 144

'Eileen' (1/2-rater), 248

Emerson, quoted, 35

'Enchantress,' American yacht, enters for the Prince of Wales's Cup in 1874, 137, 141

England, East Coast of, as a cruising ground, 37

England, South Coast of, as a cruising ground, 400

English Channel, the sea in the, 365

Entries, 160

'Eothen' (340 tons), 20; Lord Brassey's experience of a storm on board, from Queenstown to Quebec, 30

'Eulalie' (18 tons), 20

Euripides, on the ocean, 39

'Evadne' (206 tons), 112, 113

'Evolution' (10 tons), her broad beam, 71; the largest of the 10-tonners, 90; cause of her failure, 91; diagram, 92; 95

Ewing, Major, his 'Gwendolin' (171 tons), 119; 133, 134

Exeter, Marquis of, 146

Eyton, Wynne, designer and owner of 'Lorelei' (5-tonner), 344, 345

'Fair Geraldine' (5-rater), 230, 233, 234, 235, 241, 243

'Fairy' (2-1/2-rater), 231

Fal river, 403

'Falcon' (E. F. Knight's), her voyage to South America, 299; in a hurricane, 301; commissariat, 304; cooking on board, 307

Falmouth, 8; sea disturbance at, 365; 403

Farmer, Mr., 230

'Faugh-a-Ballagh' (2-1/2-rater), 251, 256

Fay & Co., builders of the 'Black Pearl's' cutter, 206

'Field,' cited, 51; on the rating rules, 169; 175-181, 229, 237, 239, 241, 250

'Fiera' (2-1/2-rater), 246, 247

'Fiery Cross' (51 tons), 113, 370

Fife, Messrs. William, of Fairlie, yacht builders and designers, 20, 66; the 'Cymba' (1852), 76; their use of nickel steel in the 'Dragon' (1893), 80; the 'Fiona,' 83; 96, 101; the 'Minerva,' 106; 233, 246, 252; the 'Pearl' (5-tonner), 330; 'Camellia' and the 'Clio,' 333, 335; 'Cyprus' (5-tonner), 346; the 'Delvin,' 367; their 5-raters, 372; the 'Red Lancer' (5-rater), 373

Fifty-tonners, fitting out, to go foreign, 295; selection and discipline of the crew, 296; rig and fit out, 297; small crew advised, 297; dealing with dissensions on board, 297; best men for foreign cruisers of small tonnage, 298; negro crews, 298; choice of vessel, 299; yawl rig, 300; sails, 300; spinnaker, 300; storm square-sail, 301, 302; ballast, 302, 303; boats, 303, 304; commissariat, 304; water, 305; salt meat, 305; biscuits, 305; tinned meats, 306; dealing with ship-chandlers, 306; cooking, 306; spirit stoves, 307; paraffin stoves, 307

Fin-keels, 369

'Fiona' (80 tons), establishes the fame of Scotch yacht-builders, 83; 120, 140

Fiords, Norwegian, 44

'Firefly,' 24

Fish, Mr., 137

Fisherman's anchor, the, 384

Fishing, sea, 190-193

Fitting out a yacht, 377; paint to be used, 377; scraping and revarnishing, 378; best method of treating the decks, 378; removing varnish, 379; laying decks, 379; recoppering, 380; finding out weak places, 381, 382; overhauling the rigging, 382; the anchor, 382-384; the interior accommodation, 384-388; beds, 385; movable pantry, 386; deadlights, 388; ropes and sails, 388-392; foresails, 390; lead of sheets, 391; mainsails, 391; the iron horse, 391; topsails, 392. _See_ also Fifty-tonners

Fitzroy, Captain, R.N., commander of 'Beagle,' 29

Five-raters in the North. _See_ Five-tonners, &c.

Five-raters, the Y.R.A. rule of measurement, 355; sail-area and length, 356, 357; best boats for Channel seas, 357; 'hard-mouthed,' 358; overhang forward, 358; fiddle-head and overhang bow, 358; main design, 359; 'staying' and 'getting away,' 359; reaching courses, 359; sternpost, fin and bulb keels, 360, 361; the Herreshoff boats the 'Wenonah' and 'Wee Winn,' 360; lugsails, 360; canoe models, 361; ocean travelling, 362; general requirements in a yacht, 362; weight, 363; accommodation, 363; sail-carrying power, 363; dimensions of yacht to be supplied with sails, 364; speed, 364; question of kind of waters small yachts will race in, 365, 366; principal form in America for all yachts, 367; large displacement, 367, 368; the fin-keel, 369; suitable harbours, 369; value of a moderate draught of water, 370; beam, 370, 371; sail-area, 371; Clyde boats, 371; Solent raters, 372; Messrs. Fife and G. L. Watson's yachts, 372; J. H. Nicholson's designs, 372; the 'Natica' and 'Red Lancer,' 373; buying, 375-377; fitting out, 377-392; altering the lugsail, 384; interior accommodation, 384-392; outfit, 392-395; racing, 395-398; cruising, 399-406

Five-tonners (and five-raters) in the North, 322; yachts built under the Thames rule of measurement and the rule of the Y.R.A., 323; cost of building and keeping up, 324; classed and prizes awarded, 324; prejudice against, 325; voyage of the 'Wyvern' from Kingstown to Liverpool, 326; the 'Pearl,' 'Torment,' and 'Arrow,' 330; 'Diamond,' 331; 'Alouette,' 332, 333; 'Vril,' 334, 335; 'Camellia,' 334, 335; 'Freda,' 335-337; matches between three last-named off Holyhead Island, 337-344; cheating the tonnage rule, 344; 'Lorelei,' 344; 'Urchin,' 345; chief method employed for walking through the 'length on deck rule,' 345; 'Nora,' 346; 'Cyprus,' 346-352; 'Trident,' 352; 'Olga,' 352; 'Luath,' 353; 'Oona,' 353; 'Doris,' 354, 355; 'Jenny Wren,' 354, 355; 'Delvin,' 367; buying, 375-377; crew sufficient for, 375; cost of sails, gear, &c., 375; men and places to buy of and at, 376; fitting out, 377-392; interior accommodation, 384-392; outfit, 392-395; racing, 395-398; cruising, 399-406

Flags, 394

Flamborough Head, 31-33

Flensborg, 309

'Fleur-de-Lys' (90 tons), 113

Floating blinds, 103

'Florinda,' yawl, diagrams of lines, 97; plans, 100; midship section, 101, 134

'Flutterby' (4-rater), 230

'Flying Cloud' (75 tons), 116, 119

Forecastle pantry, the, 380

Foreign cruises in vessels of small tonnage. _See_ Fifty-tonners

'Formosa,' cutter, 83

Formosa Channel, 'Sunbeam's' performance under sail in, 26

Forwood, Sir William, 146, 168

Fowey, 403

'Freak,' cutter, 110

Freake, Mr., first owner of the 'Freda' (5-tonner), 337

'Freda' (5-tonner), 333, 335; dimensions, 336; matches with 'Vril,' 337-341; matches with 'Camellia,' 341-343

French rating rules, 179, 180, 181, 185

Frisian Islands, 309

'Frolic' (7-rater), 230

Froude, Mr., quoted, on the ocean, 39

Froude, R. E., on the rating rules, 175; owner and designer of 'Jenny Wren' (5-tonner), 354

Froude, William, his experiments on the resistance of planes through water, 85, 86; his law of comparison, 86, 87, 88, 90

'G.G.' (2-1/2-rater), 233, 236

'Galatea,' cutter, in the International Race for the America Cup, 22; 111, 113

Gamble, Colonel, his lifeboat to the 'Aline,' 206-208

Gannets, 190

'Gareth' (2-1/2-rater), 251, 256, 372

Garret, Mr., his 'G.G.' (2-1/2-rater), 223, 236

'Garrion,' 78

'Genesta,' and the America Cup, 111, 141, 180

German Emperor William, his 'Meteor,' 11, 82; his yacht racing, 12

'Ghost,' 180

Gibraltar, 42, 45

Girth rating rule, 185

Gladstone, W. E., his cruise in the 'Sunbeam,' 19

'Glance,' 83, 101

'Gleam,' 76

'Gleam' (5-rater), 234

Glengariff, 401

'Gloriana' (133 tons), 106, 113, 114, 115, 116, 119

'Glycera' (5-rater), 241, 242, 245

Godinet, M., his new rating rule, 180

'Gossoon' (American keel boat), 106

Gourock, 400

Graham, E., R.N.A.V., 44

Grant, Lieutenant James, R.N., 104

'Graphic,' quoted, on the voyage of the 'Hornet' in 1879, 43

Gravesend Reach, 139

Grecian Archipelago, 400

Greeks, the, as lovers of the sea, 39

Greenland Dock, near London, Colonel Beaufoy's experiments in the, 83

Grenada, 38

Gretton, J., jun., 251, 252

'Greyhound,' used in experimenting on the resistance of ships through water, 86

Groceries, &c., for yachting, 393

Gubbins, Mr., success of his 'Windfall' against the 'Dacia,' 255

Guernsey, 402

'Guinevere' (308 tons), 115, 116, 117; wins the Emperor Napoleon III.'s Cup, 118; 121, 122

Guinness, Sir Edward, 141, 143

Gulf of Bothnia, 315

Gulf of Heligoland, 315

Gulf of Lyons, 38

Gulf of Mexico, 318

Gulls, 190

'Gwendolin' (171 tons), 119, 121, 122, 132, 136

Hallowes, Commodore, Admiral of the Minima Sailing Club, 238

Hannay, J. M., owner of the 'Barracouta,' 328

Hansen & Sons, builders of the 'Aline's' lifeboat, 206

Harbours suitable for small yachts, 369

Harlingen, 316

Harvey & Co., Wivenhoe, builders of the 'Oona' (5-tonner), 353

Harvey, E. N., 247

Harvey, John, of Wivenhoe, 136, 140

Harvey, Miss (afterwards Mrs. A. Heygate), 237

'Harvey's Patent' paint, 377, 378

Harwich to the Baltic, cruise from, 309, 310

Hatcher & Co. (now Black & Co.), 245

Hatcher, Dan, of Southampton, 20; adopts the composite method of construction in several vessels, 78; 83, 101; builder of the 'Freda,' 332, 333

Hauraki Gulf, New Zealand, 219

Havana, 38

Havre, 402

Healey, C. E. Chadwick, 47

'Heathen Chinee,' yawl, 236

Henderson, Messrs., of Partick, 334

Henn, Lieutenant, R.N., races his 'Galatea' against the 'Puritan' for the America Cup in 1886, 22

Herbert, Captain John, his success with the 'Wildfire' (59 tons), 111; and the 'Pantomime' (140 tons), 135

Herm, 402

Herreshoff, Mr., on rating rules, 177, 178, 186

Herreshoff, Messrs. (of Rhode Island), design and build their 'Vigilant' (centreboard) and 'Colonia' (keel boat), 106

Herreshoff, N. G., designer of the 'Navahoe' and 'Vigilant,' 22, 82; his 'Gloriana' and 'Wasp,' keel boats, 106; 255, 256; 'Wee Winn,' and the 'Wenonah,' 360; takes his model for small yachts from the canoe, 361

Hewitt, Major Percy, 146

Hewitt, Robert, designer of the 'Buttercup' (1880), 59

Heygate, Mrs. A., 237

'Hilda' (5-tonner), 331

Hilliard, J. B., part owner and designer of the 'Vril,' 334; sails her in her matches with 'Freda,' 344

'Himalaya,' troopship, 75

Hired yachts, 162

Hoare, Sydney, 47

Hoare, Wilson, his 'Avadavat,' 247

Holland, coast of, as a cruising ground, 37, 404; use of leeboards in, 316

Holland-Ackers, Mr., initiates the system of time allowances, 52

Home versus international racing, 12

Hönefos, Falls of, 44

Honolulu to Yokohama, the 'Sunbeam's' performances under sail from, 26

'Hoopoo' (2-1/2-rater), 251

'Hornet,' build and gear of the, 42; cruise in 1879, 43; in 1880, 44; in 1881, 44-47; expense of and precautions concerning crew, 47, 48

Houldsworth, W., his 'Morna' not successful as a racer, 135

Houston, John, of Largs, skipper of the 'Fiona,' 83

Howth, 400

Hughes, Captain J. W., 65, 146; tries the heavy lead fin-keel, 231; 235, 244

Hughes, Fred, 230

Hughes, the Misses, 237

Hull-measurement rating rules, 182, 185

'Humming Bird' (2-1/2-rater), her build, 65; 235, 236, 241, 243, 245, 247, 369

Hunt, Mr., the publisher of 'Hunt's Yachting Magazine,' 89

'Hunt's Magazine,' cited, 51, 54, 56, 76, 338, 342

Hydraulic steering apparatus, 14

'Idono' (1/2-rater), 248

'Iernia' (5-rater), 246

'Illustrated London News,' quoted on the cruise of the 'Hornet' in 1880, 44

'Ina' (10-rater), 230

Inglis, John, of Pointhouse, in favour of outside ballast, 60

Inglis, John, jun., institutes in Pointhouse shipyard Rankine's method of estimating the resistance of ships, 86; 88

Inglis, Mr., designer, builder, and owner of the 'Hilda' and 'Viola' (5-tonners), 331; his 8-ton schooner, 331

Insurance of yachts, 407; ordinary form for a marine policy, 407; clauses under a yachting policy, 407-411; Board of Trade certificates, 408; average clause, 408; twenty-pound clause, 408, 409; No. 1 clause, 407, 409; No. 2 clause, 408, 410; Nos. 3 and 4 clauses, 408, 410; collision clause (No. 5), 410; prevention clauses (Nos. 7 and 8), 410; racing clause, 410, 411; laying-up policies, 411; premiums, 411; insuring for full amount, 411; mutual co-operation, 412

International race for the America Cup (1886), 22

International versus home racing, 12

'Intrigue' (72 tons), 113

'Iolanthe' (75 tons), 113

Ireland, 42; North coast of, as a cruising ground, 402; South coast, 400, 401; West coast, 400, 402

'Irex' (centreboard), Mr. Jameson's, 105, 141

Iron, introduced into the construction of ships, 77

Ise Fiord, 309

Island Sailing Club, 229, 237

Isle of Man, 401

Isle of Wight, as a cruising ground, 38, 47

Italy, coast of, as a cruising ground, 38

Itchen ferrymen, 224; punts, 224

Iveagh, Lord, 142

'Iverna,' 65

Jamaica, 38

James I., condition of the fleet in his time, 13

Jameson, John, result of his trial of the 'Irex' as a centreboard, 105; 141

'Janetta' (2-1/2-rater), 244, 246, 247

Japan, coasts of, yachting round, 38

'Jeanie' (1/2-rater), 246, 248, 250

'Jenny Wren' (5-tonner), 230; matches with 'Doris,' 354, 355

Jersey, 402

Johnson, Dr., quoted, on the sea, 2

'Jubilee,' American yacht, her dimensions, 69; 179

'Julia,' 120

'Jullanar' (120 tons), E. H. Bentall's yawl, 83; principles on which laid down, 88; measurements, 89; diagram, 91; 95

'Katherine' (5-rater), 246

Keels, sliding, Admiralty adoption of, in 1790, 104; the 'Lady Nelson' and 'Cynthia,' 104; Commodore Taylor's yacht, 104; recent American keel-boats, 106; General Paine's 'up to date' racer, 106; Luken's pamphlet on, 107; iron, to a yacht's cutter, 200

Kemp, Dixon, on the length of yachts, 59; proposes a new rule regarding tonnage, 65; secretary to the Y.R.A., 146; on the rules of racing, 150; on rating rules, 176, 178, 179; 227, 231, 242; his 'Yacht and Boat Sailing,' 346

'Kestrel' (202 tons), 108

Ketches (50-ton), 300

Kiel, 309

Kingstown, small yacht racing at, 326, 327, 401

Kirkcaldy, 54

Kit, the, for yachting, 392

'Kittiwake' (1/2-rater), 248, 250

Klein, Mr., owner of 'Dawn,' 47

Knight, E. F., on fitting out a 50-tonner to go foreign, 295 _et seq._; on Baltic cruising, 308 _et seq._

Knives, sailors', 218

'Kriemhilda,' cutter, 83, 98, 134

Kyak, the Greenlander's, 361

'Lady Nan' (2-1/2-rater), 180, 231, 235, 236

'Lady Nelson' (H.M. brig, 1797), the first ship to discover Tasmania to be an island, 102; her three sliding keels, 104

'Ladybird' (1/2-rater), 248

Laird, Mr., of Birkenhead, constructor of the compound engines of the 'Sunbeam,' 25

'Lais' (40-rater), her dimensions, 66-68, 71

Lamb & White, their wooden air-tight compartments, 206

Lampson, G. E., specialities of his 'Miranda' (139 tons), 140

Lampson, Sir George, Bart., 146

'Lancashire Witch,' 24

'Land and Water' on rating rules, 175; 230, 245

Lane, Stuart, 141

Langrishe, Mr., 245, 253; first owner of 'Dacia' (5-tonner), 373

Lapthorn, Messrs., sailmakers, 77

Larne, 402

'Latona,' yawl, 134, 140

Lawrence, John, part owner and designer of the 'Vril,' 334

Lawson, Mr., part owner of the 'Camellia' (5-tonner), 335

Laying-up policies, 411

Leach, Sir George, K.C.B., on schooner racing, 108 _et seq._, 146

Lead ballast, introduction of, 53

Leeboards, 316-319

Length and sail-area, rating by, 356

Length and sail-area rule, 168

'Leopard' (1807), lines of the, 72

Lepper, Mr., of Belfast, his 5-rater 'Archee,' 356

Lessop, Mr., 134

'Lethe' (163-ton yawl), midship section, 78, 79; fittings of main cabin, 82

'Letters from High Latitudes,' quoted, 24

Liddell, E., 141

Lifeboats, 198

Lights, yachts', when racing at night, 164

Liim, the, 309

'Lil' (afterwards 'Nety'), 232

'Lillah' (20 tons), 20

'Lily' (2-1/2-rater), 54

Lisbon, 45, 46

Little Belt, the, 309

'Little Nell' (10-rater), 230

Liverpool, 325

'Livonia' (240 tons), schooner, 20, 111; brought out by Mr. Ashbury, 126; beaten in the Thames by the 'Egeria,' 126; her race against the 'Aline' for the Prince of Wales's Cup in 1871, 126; loses the first two matches of the race for the America Cup in 1871, 129; wins the third, 131; loses the fourth, 132; and the fifth, 132; in the race for the Prince of Wales's Cup in 1872, 132

'Lizzie' (20 tons), 78

Lloyd's and Insurance, 407, 412

Loch Hourn, 9

Loch Scavaig, Skye, phenomenal squalls in, 215, 216

'Lollypop' (5-rater), 233, 234, 235; (10-rater), 230, 231, 232

Londonderry, 402

Long Island Sound, sea disturbance at, 366; 370; as a cruising ground, 399

Looe, 403

'Lorelei' (5-tonner), dimensions of, 344; fittings, 345; 385

Lorna (90 tons), 20, 141

Lough Strangford, 401

'Louisa,' 52

'Luath' (5-tonner), 353

Lubat, Mr., 137

Luken, Lionel (coach-builder), his pamphlet on insubmergible boats, 107

'Lulworth' (80 tons), 52, 73, 113

Lymington, Hants, 403

McCheane, Mr., hon. sec. Royal Portsmouth Corinthian Yacht Club, 225

Macgregor, Colonel, 144

McNish, Mr., 242, 243

'Madcap' (2-1/2-rater), 228, 231, 233, 236

'Madcap' (70 tons), 113, 180

'Magic' (93 tons), wins the America Cup in 1870, 125

'Mahatma' (1-rater), 251

'Malissa' (10-tonner), 354

'Man overboard' rule, 158

Manning, A., 146, 231

'Margaret' (265 tons), 252

Marine insurance policy forms, 407, 412

Markham, Lieut.-Col., 113

Marsden, D. W., late hon. sec. of London Corps Royal Naval Artillery Volunteers, 41 _note_

Martin anchor, 383

Matches, private, 151; club and open, 152

Measurements, rules concerning, 164-166

Measurers, official, duties of, 164-166

'Mechanic's Magazine,' cited, 85

Medicines, 395

Mediterranean, the, as a cruising ground, 38; phenomenal squalls in, 215, 400

'Menai,' first vessel in which hollow lines were adopted, 73, 74

'Merkara,' diagram of the resistance curves of the model of the, 87

'Merle' (10-tonner), fitted with a 'dog-legged' sternpost, 57

'Merrythought' (1-1/4-rater), 228

'Meteor' (164 tons), her victory for the Queen's Cup at Cowes, 11; 20, 24; fittings, 82; diagram of profile of lines, 94

'Meteorological Notes,' Scott's, 405

Meuse, the, as a cruising ground, 37

'Minerva' (23 tons), Fife of Fairlie's, 106, 180, 367, 368

Minima Sailing Club, 229, 237; objects of, 238

'Minnow' (2-1/2-rater), 228, 231, 232, 236

'Miranda' (139 tons), specialities in her build, 140

'Mliss' (2-1/2-rater), 241, 244, 247

'Modwena' (223 tons), 136

'Mohawk' (40-rater), dimensions, 66-68; 93

'Moina' (85-rater), 141

'Molly' (2-1/2-rater) 251

Montagu, Captain, 232

Morley, S. Hope, 141

'Morna' (257 tons), 135, 136

Morocco, coast of, 42

'Mosquito' (50 tons), system of construction, 73-75; built of iron, 76-78; 248, 249, 330

Mousing, 389

Mulholland, Hon. H. L., M.P., 255

Mulholland, John, M.P. (afterwards Lord Dunleath), 112, 117, 137

'Muriel' (60 tons), 20, 78, 101

Mutual Yacht Insurance Company, attempts to launch, 412, 413

'Mystère' (118 tons), 117, 118

Nab Lightship, the, 110, 113, 117-119, 121-124, 127, 133, 136, 141, 143, 144

'Nadador' ('Lady Nan'), 2-1/2-rater, 233, 237

'Naiad' (10-tonner), 327

'Nansheen' (1-rater), 251

Napier, Colin, owner of the 'Wyvern,' 326

Napoleon III., his encouragement of yachting, 117

'Narna' (1/2-rater), 246, 248, 250

Nassau to Bermuda, from, the 'Sunbeam' in a gale, 34

'Natica' (5-rater), 54, 254, 373

'Navahoe' (156.7 Y.R.A. rating), American yacht, beats the 'Britannia' over the cross-Channel course, 11; worsted in English waters, 12; rate of speed, 15; 22, 23; spinnakers, 30; dimensions, 69; 78; 301 _note_

Negro crews, 298

'Nety' (9-rater), 232

New Jersey, coast of, 102

'New Moon' (209 tons), lugger, 113

New Thames Yacht Club, rule adopted by, in 1874, for measurement, 56

New York Bay, 102, 124, 125, 128

New York Yacht Club, 111, 125; alter the conditions for the America Cup, 128, 129; rating rules, 172

New Zealand, racing and cruising on the coast of, 399, 400

Newton-Robinson, Mr., 230

Nicholls, Jack, skipper of the 'Alarm,' 111

Nicholson & Sons, of Gosport, 101, 372

Nicholson, Charles, 96, 248, 256

Nicholson, J. H., designer of the 'Dacia' (5-rater) and of the 'Gareth' (2-1/2-rater), 372

Nicholson, Mr., jun., 253, 255

'Nora' (5-tonner), dimensions of, 346

'Norman' (40 tons), 20, 78, 83, 101, 122

North Pacific, 26

North Sea, the, 309; sea disturbance in, 365

Norway, coast of, as a cruising ground, 37, 44, 404

'Nyanza,' 78

Ocean cruising, precautions requisite for, 295 _et seq._

Officers, race. _See_ Race officers

Oglander, Sir Henry, owner of the 'Firefly,' 24

'Oimara' (165 tons), 78; in the race round the Isle of Wight in 1868, 116; and the race from the Nore to Dover in 1870, 120

Old tonnage rating rule, 182

'Olga' (5 tonner), dimensions, 61-63; career of, 352, 353

'Oona' (5-tonner), dimensions of, 61-63, 353; melancholy end of, 354

'Oread,' 180

Osgood, Mr., success of his centreboard schooner 'Columbia' against the 'Livonia' for the America Cup, 129-131

'Otokesan' (1/2-rater), 248

Outfit for a yacht, 392; clothes bags, 392; the kit, 392; groceries, &c., 393; yacht necessaries, 394, 395

Owners of yachts, duties of, in races, 159; disqualification for breach of racing rules, 159; protests, 162

Pacific, the, yachting in, 38

Paine, General, his 'up to date' centreboard, 106

Paint for yachts, 377, 378; Berthon's, 399

'Palatine' (steam yacht), 9

'Palmer,' American centreboard schooner, 129, 131

'Pantomime' (151 tons), 112-116, 135, 136

'Papoose' (2-1/2-rater), 251

'Paradise,' ancient and modern notions of, 1, 2

Paraffin stoves, 307

Parsons, Mr., 239

Passengers in sailing boats, 218

'Pastime' (10-tonner), 327

Payne, A. E., builds the 'Humming Bird,' 65; the 'Vendetta,' 66; circular to Y.R.A., 96; 'Tootsie,' 228; tries the heavy lead fin-keel in 'Lady Nan,' 231; designs 'Decima,' 232; effort in 1889 to lower his colours, 235; his boats again head the list, 243; 'Mliss,' 244; two new five-raters, 245; 'Fiera,' 247; 'Avadavat,' 247; half-raters, 248; 'Cyane,' 254, 372; 'Alwida,' 372

Payton, W. E., his designs for the 'Trident' (1879), 'Olga' (1883), and 'Oona' (1886), 61-64; owner of the 'Oona,' 353; designer of the 'Luath,' 353; perishes in the 'Oona,' 354; his 3-tonner 'Currytush,' 354

Pearce, Sir G., 247

'Pearl' (5-tonner), 330; dimensions, 331

Peel, Isle of Man, 401

'Peg Woffington,' G. L. Watson's little cutter, characteristics of, 57

Pembroke and Montgomery, Earl of, on yacht's sailing boats, 187 _et seq._

Penang to Galle, from, time occupied by 'Sunbeam,' 26

Pender, Henry Denison, R.N.V., 44

Peninsular and Oriental Company build the 'Himalaya,' 75

Perceval, P., his 'Glycera' (5-rater), 242; 255

Percy, Lord, centreboard boat built for him at Boston, U.S., in 1774, 103

'Pet' (5-tonner), 328

'Phantom' (176 tons), 139

'Pilgrim' (American yacht), her dimensions, 69, 179

Platinum as ballast, 80

Pleasure fleet of England, progress of the, 12

'Pleiad,' 116, 119-122

Plunket, Mr., of Belfast, 353

Plymouth, 8; sea disturbance at, 365; 366, 403

Policies, insurance, laying up, 411

Polperro, 403

'Polynia' (2-1/2-rater), 251

Popham, F. L., 141

Port Darwin to the Cape, from, time occupied by 'Sunbeam' under sail and steam, 27

Port Patrick, 365

Port Phillip, 400

Port Rush, 402

Portland Bill, 403

Portsmouth to Brindisi, from, time occupied by 'Sunbeam' to, 27; to Naples, 'Sunbeam's' performance under sail, 27

Portsmouth, conference of Solent clubs at, in 1887, 228, 403

Portsmouth Harbour, 377

Portugal, coast of, 42

Post entries, 160

Potash, caustic, for removing varnish, 379

Powell, W. Baden. _See_ Baden-Powell

Power, Mr., owner of the 'Olga' (5-tonner), 352

Premiums in insurance, 411

Prevention clauses, insurance, 410, 411

Priddy's Hard, 377

Prince of Wales's Cup, race for, in 1871, 126; in 1872, 132; in 1873, 135; becomes the absolute property of Mr. J. Mulholland, in 1874, 137

Pritchett, R. T., staff officer of the 'Hornet,' 43; on sliding keels and centreboards, 102 _et seq._

Private matches, 151

'Problem,' built at Kirkcaldy in the early fifties, plan of, 54

Programmes, race, 153, 154

Protection clauses, insurance, 411

Protests, 158, 159, 162

'Punch,' quoted, 128

'Pup' (1-rater), 251

Pure length rating rule, 182

'Puritan' (American sloop), in the International Race for the America Cup, 22

'Queen' (15-tonner), 345

Queen's Cup, Cowes, 11, 113

'Queen Mab' (centreboard cutter), 65; dimensions, 66-68; 105; 'Queen of the 40-raters' for 1892, 105, 106; 175; (2-1/2-rater), 233, 237, 245, 354

Queenstown, 43, 44; sea disturbance at, 366, 401

Queenstown Model Yacht Club, 57

'Quinque' (5-rater), 180, 241, 242, 246, 255

'Quiraing,' plan of her immersed counter, 58

Race Officers, Duties of, 156-159

Racing, advice upon, 395; the jibsheet, 395; the spinnaker, 396; weight aft, 397; insurance clauses, 410, 411

Racing rules, summary of, in King & Co.'s Almanac for the Solent Racing, 151. _See_ Y.R.A.

Racing yachts, evolution of the modern, 50 _et seq._

Ramsey, Isle of Man, 401

Rankine, Maquorn, his papers on surface friction, 85

Rathlin Island Sound, 402

Rating-cheaters, 359

Rating rules and proposals, tables of, 183, 184. _See_ Y.R.A.

Rating supersedes tonnage rule, 93

Ratsey, Charles, advocates cotton sails, 77

Ratsey, Linn, yacht-builder, 72

Ratsey, Michael, 20, 72, 83, 101, 113, 115; builds the 'Livonia' schooner, 126; the 'Corisande,' 134; the 'Cetonia,' 136, 141

Ratsey, Mr., 232

'Raven' (10-rater), 230

'Rayonette' (8-tonner), 332

Reaching courses, 359

'Red Lancer' (5-rater), 371, 373

Reid, James, of Port Glasgow, devises the 'dog-legged' sternpost, 57; designs the 'Florence,' 60

'Resolution,' H.M.S., accident to, 14

'Reverie' (43 tons), 113

Richardson, Alexander, of Liverpool, 98, 101

Richardson, John, his 'Evadne' (206 tons), 112; and 'Corisande' (140 tons), 134

Richardson, Mr., on rating rules, 173, 181

Richardson, Mr., designer of the 'Urchin' (5-tonner), 345

Ridsdale, H. W., 96, 238, 248

Robertson, Mr., of Ipswich, builder of the 'Alouette' (5-tonner), 332

Robertson, Mr., of Sandbank, Holy Loch, 335

Rogers's movable anchor stock, 384

'Rogue' (1-rater), 251

Romans, the, as lovers of the sea, 39

'Rose' (5-rater), 230

'Rose of Devon,' in the race from the Nore to Dover, of 1870, 120

Roskilde, from the fiord, 313

Rothesay, wind-force at, 174

Rouen, 402

Rowley, Mr., 134

Royal Albert Yacht Club, 225, 229, 247

Royal Clyde Yacht Club, 413

Royal Danish Yacht Club, 44

Royal Irish Yacht Club Regatta, 352

Royal London Yacht Club, rule arranged for measurement in 1854, 56; 138, 225, 226, 229, 247

Royal Navy, condition of the, 12, 13

Royal Naval Artillery Volunteers of London, Liverpool, Bristol, and Glasgow, 42 _note_

Royal Portsmouth Corinthian Yacht Club, 224, 229, 250

Royal Southampton Yacht Club, 224; its excellence, 226; 229, 250

Royal Southern Yacht Club, 223, 225, 229

Royal Thames Yacht Club, rule adopted by, for measurement in 1854, 56; possessors of Commodore Taylor's pennants and ensigns, 105; open the 1866 season, 113; the Channel match of 1870, 119; 361

Royal Victoria Yacht Club, 223, 225, 229, 247

Royal Yacht Squadron, one of its original objects to encourage seamanship, 4; arrange a race without time allowances round the Isle of Wight, 110; the races arranged for the Jubilee year, 140; dates from early in the century, 223; 229, 247

'Royalist,' 21

Rudston Read, Mrs., 236, 244

Russell, Scott, his system of construction, 73, 74; on speed, 87

Rutland, Duke of, 117

Ryde, 115, 122, 133, 225, 403

Ryde to Havre, from, 312

Sail-area, 160; rating rule, 181

Sailing boats, a yacht's, pleasures and advantages of, 187; two typical sails, 189-196; best build, 196; stability, 197; the lifeboat question, 198; copper and wooden air-tight compartments, 198; shape of stern, 199; counter and side, 199; centreboard, 199-201; wooden false keel, 200; sloop rig, 201-205; yawl rig, 204; tiller, 205; ballast, 205; Earl of Pembroke's 'Black Pearl's' cutter, 200, 203, 206, 208; description of Colonel Gamble's 'Aline' lifeboat, 206-208; handling and management, 210; professional assistance, 210; handling single-handed, 211; in rough weather, 212; reefing, 212; balance reefs, 213; in a beam sea, 213; running before a strong wind and a dangerous sea, 214; steering, 214; in wind squalls under the lee of the land, 215; things worth remembering in handling, 217-219; mooring, 219; never 'moon,' 219

Sail-carrying power defined, 363

Sailing committees, duties of, 152; making of programmes, 153, 154; form of race advertisements, 153; Solent class regulations, 154; the race card, 154; dealing with protests, 158

Sailing masters, duties of, 162-164

Sailing rules. _See_ Y.R.A.

Sailing yachts with auxiliary steam power, 24

Sails, character of British-made, previous to 1851, 74

St. Clare Byrne, Mr., M.I.N.A., his 'Valiant,' 21; designer of the 'Sunbeam,' 24

'St. George' (871 tons), 21

St. George's Channel, character of the sea in, 365, 366

St. Ives harbour, 370

St. Malo, 8

Salcomb, 403

Salt meat for foreign cruises, 305

Sandy Hook, wind-force at, 174

'Sappho' (American schooner), 116, 120, 121; her races against the 'Cambria,' 123; 129, 131; beats the 'Livonia' in the fourth match of the race for the America Cup in 1871, 131, 134

Sark, 402

'Satanita' (161.58-rating, Y.R.A.), 23; dimensions, 69; 179

'Savourna' (5-rater), 245, 246, 255

Schanks, Captain, designer of the 'Trial' revenue cutter, 104, 107

Schenley, George, 244

Schenley, Mrs., 235, 237, 242

Schooner racing, reasons for the decadence of, 108, 109; large tonnage of yachts in early times, 109

Schooners, inability to compete with cutters, 109; new method of rigging, in 1855, 111

Scilly Isles, 8

Scotland to Plymouth, from, voyage of 'Cyprus,' 349-351

Scotland, West Coast of, 8, 9; as a cruising ground, 37, 400

Scott's 'Meteorological Notes,' 405

Scows, or floating blinds, 103, 105

'Seabelle' (153 tons), 136; her race against the 'Egeria' in 1875, 138

'Seabird' (126 tons), 78

Sea-fishing, 190-193

Seamanship, 37

Secretary, club, duties of, at regattas, 154

Secretary, Y.R.A., checking a sailmaker's measurements, 165

Seine, the, as a cruising ground, 37

'Selene,' 78

Sesmaisons, Count de, 117

Seth-Smith, C. E., C.B., R.N.A.V., on Corinthian deep-sea cruising, 41 _et seq._; captain of the 'Hornet' in 1880 and 1881, 44

Sewanhaka Yacht Club, on the rating rules, 171, 173, 176, 179, 181

Shanklin Bay, 47

Shannon, the, as a cruising ground, 401

'Shark' (204 tons), 117, 121, 137

Shelley, Sir Percy, 111

'Shipbuilding, Theoretical and Practical,' cited, 85

Ship-chandlers, home and foreign, 306

Shuldham, Captain, R.N., pivots sliding keels (1809), 105

Sicily, yachting round, 38

Siemens-Martin steel, 80

'Siesta' (127 tons), 116

Simonosaki to Aden, from, time occupied by 'Sunbeam,' 26

Simons, of Renfrew, 73

Simpson & Dennison, of Dartmouth, builders of 'Doris' (5-tonner), 354

Simpson, Mr., success of his 'Tottie' on the Thames, 231

Skaw, the, 308, 309

Skippers, yacht, 7

Skye, 9, 215, 216

'Sleuthhound' (54-rater), built without fittings, 82, 141

Sliding keels and centreboards, 102-107

Slie, the, 309

Sloyne, the, 325, 327, 401

Smith, Colonel F. J., R.E., his merit-formula, 230

Smith's anchor, 382, 383

Solent, the, as a cruising ground, 38; crack cutters of forty-five years ago, 52; wind-force on, 174; small yacht racing on the, 222 _et seq._; attractive features, 222; advantages for yachting, 223; 'length classes' introduced, 173, 224; their collapse, 227; classes, 227; (10-raters), in 1889, 233; 237, 359; sea disturbance in, 366; racing in, 374

Solent Yacht Club, 229

Sooji Mooji, for removing varnish, 379

Soper, J. M., 96; designer of the 'Black Pearl's' cutter, 206, 248

'Sorella,' 224

Sound of Raasay, phenomenal squalls in, 216

South Atlantic, 26, 295, 300, 304

South Pacific, 26

Southampton, conference of Solent clubs at, in 1887, 228, 402

Southampton Water, 222, 224

Southsea, 225

Spain, coast of, as a cruising ground, 38, 42

Sparks, Mr., 252

Spartel Bay, 45

Spezia, 38

'Sphinx,' 114

Spirit stoves, 307

Spithead, sea disturbance at, 366

'Spray of the Ocean' (cutter), 20

'Spruce' (1/2-rater), 246, 250

'Squirrel,' Sir G. Pearce's, 247

Starkey, F., 135

Start, the, at races, 157, 158

Steam launches, as adjuncts to sailing yachts, 8; 188, 198

Steam versus sail yachting, 3-5, 223

Steam yachts, cost of building and manning, 23

Steamship hands, 4

Steele, Messrs., build the 'Wave' with a metal keel, 53; 77

Steele, William, designs the 'Nyanza,' 'Oimara,' 'Garrion,' and 'Selene,' 77

Stephens, Mr., of Southampton, 235

Sternpost, the raking, introduced, 54; 'dog-legged,' 57

Stevens, Commodore, his 'Black Maria,' 106

Stewart, Mr., 249

Stone, Mr., designer of the 'Squirrel,' 247

Storey, Mr., designer of the 'St. George,' 24

'Stork' (2-1/2-rater), 251

Storms, law of, 35

Stoves for cooking, 307

Stowe, Mr., of Shoreham, builder of the 'Diamond' (5-tonner), 331

Straits of Gibraltar, 38

Studding-sails, duck, 30

Suez Canal, the, closes the era of China clipper ships, 77

Sullivan, Sir Edward, Bart., on yachting, 1 _et seq._

Summers, Mr., 245

Summers & Payne, 245

'Sunbeam,' 20; date of launch, 24; designer, 24; details of construction, 24; dimensions of spars, 25; performances at sea, 26; best run under steam, 26; most successful continuous performance, 26; best runs under sail, 26; average speeds of longer passages, 26; boilers, 27; cruises in the Mediterranean, 27; table of distances, times, and winds, 28; in a storm off Flamborough Head, 31-33; in a long gale from Nassau to Bermuda, 34; in a dirty night between Honolulu and Japan, 35

Sutton, Sir Richard, 115, 141

Svendborg, 44, 309

Swanage, 132, 403

Sweden as a cruising ground, 404

Sydney Harbour, 400

Tamar River, 403

Tangier, 45

Tanks, water, 305

'Tar Baby' (5-rater), 234

Tasmania, discovered to be an island, 102 _note_, 104

Tatchell, E. R., 146

Taylor, Commodore, of the Cumberland Sailing Society, his yacht 'Cumberland' with five sliding keels, 104

Taylor, Harry, 136

Taylor, Richard, 104, 105

Taylor, Robert, 105

Teignmouth, cargo boats fitted with sliding keels at, 104

Tennyson, Lord, his cruise in the 'Sunbeam,' 19

'Thalassa,' on racing rules and the rules of rating, 146 _et seq._; on small yacht racing in the Solent, 222 _et seq._

'Thalassa' (2-1/2-rater), 228, 231, 233, 234, 236, 241

'Thalia' (57 tons), her dimensions, 66-68

Thames, for many years the centre of yachting, 223

Thames Iron Works Shipbuilding Company, build the 'Mosquito' (1848), 75

'Thames Rule' of 1854, the recognised method of measuring yachts, 56; minor influences, 57; 182, 323

Thellusson, Charles, 111, 115, 117, 139

'Thief,' 65, 233, 234, 237, 245

'Thistle' (of 1887), sketch of her cutwater, 60; her advantages of beam, 65; built without fittings, 82; her displacement, 93; competes for the America Cup, 111

'Thistle' (of 1889), disadvantage of the sacrifice of surface in the, 88, 89

Thomas & Nicholson, Messrs., of Southampton and Gosport, characteristics of their anchor, 383, 384

Thompson, G. B., on the rating rules, 168; owner of the 'Olga' (5-tonner), 353

'Tiara' (of 1850), system of construction, 73, 74

Tilley, of Southampton, 301 _note_

Time allowance, 15; rules concerning, 169-174

Timing yachts at races, 158

Tinned meats, 305, 306

'Tiny' (1/2-rater), 246, 248, 250

'Titania' (184 tons), the Marquis of Ailsa's, 47, 113

'Titu' (2-1/2-rater), 232

Tomlinson, W. A., his 6-ton yacht 'Wyvern,' 325

Tonnage-cheaters, 344, 345

Tonnage rule, all-absorbing question of, in modern yachting, 50; changed to that of rating, 93

'Tootsie' (afterwards 'Minnow'), Mr. Payne's, 228

Torbay, 403

'Torment' (5-tonner), 330, 331

'Torpedo,' Mr. Stewart's, 249

'Torpid,' 77

Torquay, 140, 403

Torquay Regatta, 373

'Tottie' (2-1/2-rater), 231

'Trial' (Admiralty revenue cutter), 104; sheer draught of, 107

'Trident' (5-tonner), tables and diagrams showing length and displacement, 61-63; a handy boat, 352

Trinidad, 38

Trotman's anchor, 382

'Troublesome' (2-1/2-rater), 241, 244

Turner, William, 136

Turning-point of maximum efficiency, or best length, 174

Twenty-pound clause, Insurance, 408, 409

'Ulerin' (10-tonner), 354

'Undine' (2-1/2-rater), 247

Union des Yachts Français, its new rating rule, 179, 180

'Valentine' (5-rater), 180, 241, 242, 245

'Valhalla' (1,400 tons), 21

'Valiant' (2,350 tons), 21

'Valkyrie,' Lord Dunraven's, victorious career of, 11; her defeat in American waters, 11, 12; 22; development of beam in, 23; spinnakers, 30; dimensions, 69; minus fittings when racing for the America Cup, 82; profile, 82; the question of superiority of centreboard, 107; unduly handicapped by American conditions, 111; sail-area, 172 _note_

Valparaiso to Yokohama, from, time occupied by 'Sunbeam,' 26

Vanderbilt, Mr., his 'Valiant,' 21

'Vanderdecken's' tonnage-cheater, 55; design, 56

'Vanduara' (90 tons), first design for, 59; G. L. Watson's belief in carrying it out, 87

Varnishing, 378, 379

'Varuna' (40-rater), diagram of profile, 55; dimensions, 66-68

Veile, 309

'Vendetta' (40-rater), dimensions, 66-68; beam, 71

'Verena' (7-rater), 230

'Verve' (10-tonner), 81

'Victoria' (H.M.S.), loss of, 14

'Vigilant,' American yacht, defeats the 'Valkyrie' of Lord Dunraven, 11, 22; dimensions, 69, 71; minus fittings when racing for the America Cup, 82; profile, 82; a wholesome type of vessel, 101; her designers, 106; sail area, 172 _note_

'Viking' (140 tons), 113, 141

'Viola' (5-tonner), 331

'Virago' (6-tonner), 332

Virgil, quoted, on the sea, 39

'Volante,' loses her bowsprit by collision while racing against the 'America,' 110

'Vol-au-Vent,' cutter, of 1875, 83

'Volunteer,' American yacht, compared with the 'Thistle' of 1889, 88; 180

'Vril' (5-tonner), dimensions, 61-63, 334; designed by G. L. Watson, 333; turned into a fast cruiser, 334; matches with 'Freda,' 337-341

Wages, racing, of a yacht's crew, 10

Wales, H.R.H. Prince of, accidents to his yacht 'Britannia' in 1893, 10; victorious career of his vessel, 11; H.R.H. a familiar sight in yacht-racing, 12, 22, 82; offers a cup for 100-tonners in 1870, 121; 141

Waller, Mr., 231

'Wanderer' (850 tons), steam yacht, method of construction, 78

Wanhill, Mr., of Poole, introduces the raking sternpost, 54; builds the 'Egeria,' 112

Warsash village, 238

'Wasp' (American keel boat), 106

Water ballast, 206; for foreign cruisers, 305

Waterman, Tom, designer of the 'Mosquito' (50 tons), 75; and of the troopship 'Himalaya,' 75

'Waterwitch' (160 tons), 140

Watson, G. L., designer of the 'Britannia' and 'Valkyrie,' 22; on the evolution of the modern racing yacht, 50 _et seq._; elements of his 5-tonners 'Vril' and 'Doris,' 61-64; and of his 40-raters 'Deerhound,' 'Creole,' 'Varuna,' and 'Queen Mab,' 66, 82, 96; builds 'Dora' and 'Queen Mab' with centreboard, 105; on rating rules, 171, 176, 177; his 'Tottie' (2-1/2-rater), 231; his 2-1/2-raters, 235; 5-raters, 242, 245, 323, 346, 372; part owner and designer of the 'Vril,' 333; designer of the 'Doris,' 354; his spoon-shaped bow, 358; designer of the 'Natica' (5-rater), 373

Watson, S. C., owner of the 'Lethe' (163 tons), 79

Watson, Sidney, owner of the 'Chipmunk' (2-1/2-rater), 231

Watson, Mrs. Sidney, 237

Watson, T. L., F.R.I.B.A., 82

'Wave,' John Cross Buchanan's, fitted with a metal keel, 53

Webb, Beavor, owner of the 'Freda' (5-tonner), 337; sails her in her matches with 'Camellia' and 'Vril,' 344

'Wee Winn,' rig of, 357; bulb keel, 360

Weguelin, Charles, designer of the 'Alouette' (5-tonner), 332

Weisbach's experiments on the flow of water through pipes, 85

Weld, Joseph, 22, 71, 73, 111, 113

'Wenonah,' rig of, 357; bulb keel, 360

West Indian negro crews, 298, 307

West Indies as a cruising ground, 38; ports of the, 298, 306

West, T. B. C., 235, 237

Weymouth, 403

Weymouth, Mr., designer of the 'Phantom' (176 tons), 139

Whales, 189

'Whimbrel,' 224

White, Mr., boatbuilder, of Cowes, 113, 198, 201

'Wildfire' (59 tons), her rigging, 111

Wilkinson, Arthur, owner of the 'Phantom' (176 tons), 139

Willan, Major Frank (Y.R.A.), 146

Williams, General Owen, owner of the 'Enchantress' 141

Wilton, Earl of, his steam yacht 'Palatine,' 9

'Windfall' (5-rater), 245, 246, 251, 254, 255

Wire rope, 76, 80

'Witchcraft' (240 tons), 113, 116

Wivenhoe, 136, 140, 453

Wolff, Mr., hon. sec. Royal Southampton Yacht Club, 225

'Wonderful' (10-tonner), 331

Wood, Nicholas, owner of the 'Corinne' (162 tons), 136

Woodd, A. B., R.N.A.V., 44

Woods, John, skipper of the 'Egeria,' 119

Wythes, Mr., owner of the 'St. George,' 24

'Wyvern' (6-tonner), her voyage from Kingstown to Liverpool, 326, 327; build and dimensions, 328, 329

'Xantha' (135 tons), yawl, 113; wins the R.T.Y.C. race from the Nore to Dover in 1866, 114

'Yacht and Boat Sailing,' Dixon Kemp's, on the rules of racing, 150, 335, 346

'Yacht Architecture,' Dixon Kemp's, quoted, 172; on racing rules, 176; on rating rules, 179, 231

Yacht-building, American pre-eminence in, 11

Yacht club, object and duties of a, 152

Yacht, internal economy of a, 8; minstrelsy, 7; sailors, 6; and their wages, 10; necessaries, list of, 394

Yacht Racing Association, the, procrastination of, 58; their new rule regarding tonnage, 65; their circular to yacht-builders and designers in 1892, 95; 99, 109; the object of its foundation, 146; secretary and councillors, 146; qualifications of membership, 146; election of councillors, 147; measurement fees and subscriptions, 147, 148; alterations in rules, 149; rules for the guidance of the council, 149; racing rules, 150; duties of a designer, 151; private matches, 151; club and open matches, 152; duties of a yacht club, 152; duties of a sailing committee, 152; duties of a club secretary, 154; duties of race officers, 156; duties of owners, 159; duties of a sailing master, 162; duties of an official measurer, 164; rating rules, 167; length and sail-area rule, 168; the time allowance, 169; turning point of maximum efficiency, 174; the new French rule, 179; sail-area rule, 181; the pure length rule, 182; tables of rating rules and proposals, 183, 184; girth rating rule, 185; 224, 225, 227, 229, 238; rule for 5-tonners and under, 323; for 5-raters, 355; rating by length and sail-area, 356, 357, 363

Yacht racing, expense of, 10

Yacht racing, small, development of, 223; profitable to clubs, 223

Yachting, compared economically with Continental travelling, 11; began with this century, 51; reasons for its pre-eminence as a manly sport, 322; clauses concerning insurance, 407-411

Yachts, little individuality of form previous to 1820, 71; equipment subsequent to that date, 76; variety of type under present length and sail-area rule, 50; advantages of racing in small, 223

'Yachtsman,' cited, 51; on the rules of racing, 150; on girth, 181; 255 _note_

Yachtsmen, qualities of, 322

Yalme, the, 403

Yarborough, Earl of, 108

Yarmouth, Isle of Wight, 403

Yawls, 300

Yolla metal, 80

York, Mr., secretary of the Royal Clyde Yacht Club, 413

'Yvonne' (10-rater), 233

'Zarita' (115 tons), 20

'Zephyr' (9-tonner), 332

Zuider Zee, cruising in the, 309, 316

END OF THE FIRST VOLUME

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