CHAPTER XV.

INSURANCE AND GAMBLING.

§§ 1, 2. The certainties and uncertainties of life. 3-5. Insurance a means of diminishing the uncertainties. 6, 7. Gambling a means of increasing them. 8, 9. Various forms of gambling. 10, 11. _Comparison between these practices._ 12-14. Proofs of the disadvantage of gambling:-- (1) on arithmetical grounds: 15, 16. _Illustration from family names._ 17. (2) from the 'moral expectation'. 18, 19. _Inconclusiveness of these proofs._ 20-22. _Broader questions raised by these attempts._